Tractor Loan/Finance/Refinance - L&t Finance

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L&T FINANCE

 

INTRODUCTION:

L&T Financial Services has long been associated with the Rural Finance sector, supporting entrepreneurship and livelihoods. With the aim of providing easy finance for tractor and agricultural equipment, every customer is assured of the best deals. We also believe that flexible loan terms could help customers adjust their payment cycles to match crop patterns. So when it comes to reaping more, our customers will surely benefit.

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FEATURES & BENEFITS OF TRACTOR FINANCE

  • Financing on tractors across manufacturers
  • Loan tenure of upto 6 years available
  • Customised loans for customers with different size of land holdings
  • Finance for used tractors*
  • Attractive interest rate @ 10.75 % *
  • Technology-driven transparent processes
  • Customised repayment option based on harvesting patterns
  • Attractive schemes to suit your needs
  • Faster sanction and disbursement of loan
  • Multiple modes of repayment
  • Simple documentation
  • Competitive processing charges
  • Strong presence in semi-urban and rural India

 

*Terms & Conditions Apply. Credit at the sole discretion of the company.

 

ELIGIBILITY FOR TRACTOR FINANCE

  • Age requirement: 18 years - 65 years.
  • Income requirement: Articulated with the size of landholdings and per acre yield.
  • Any other requirements: KYC compliance.

 

INTEREST RATE

  • Interest Rate: 10.75%

DOCUMENTS REQUIRED FOR TRACTOR FINANCE

  • Income Proof: As per submissions made at the time of filing returns
  • Bank Statements: Last 6 months
  • Other Documents: Agricultural land document, NACH/ECS Mandate, PDCs, etc
  • ID Proof: Aadhaar /PAN card
  • Age Proof: Passport / Voter's ID card / Driving License / PAN card / Aadhaar card
  • Address Proof: Passport / Latest telephone bill (landline) / Latest electricity bill / Latest bank account statement

 

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