13 Mar, 2023
It’s time for farmers to avail benefits from the DBT agriculture scheme. Let's uncover its benefits, process, issues regarding DBT and more.
Agriculture plays a major role in deciding the economic condition of the country and mainly farmers. To make Indian agriculture more sustainable and advanced, government issues various schemes, benefits and policies for upbringing the economic condition of underdeveloped farmers. To ensure the development of farmers, the government has introduced a different scheme known as direct benefit transfer (DBT) in which various schemes are involved through which the beneficiary gets the amount transferred directly to their bank account. The scheme is introduced by both the state and the central government for the welfare of Indian farmers. The policies work in favour of the farmers helping them get the best and efficient farming advantages that can almost reduce their work burden and multiply the possibility of better farming for them. The Central government has brought this privilege of giving valuable benefits to the farmers and his family for the purpose of reducing the work stress from them and motivating them to excel in their work easily.
Moreover, in the process of transferring subsidies, farmers face many difficulties and barriers which is one of the drawbacks of the process. Thus, the government has tried to take measures to overcome the issue by directly transferring the subsidies to the beneficiary s bank account. It is very important for the farmers to have extra perks and benefits offered by the government for the purpose of supporting better productivity and efficiency in the farming industry.
Let's move into more detail about dbt agriculture scheme in India.
DBT agriculture scheme in india aims to provide aid for a simpler/faster flow of information and funds to the beneficiaries, which eliminates the amount of fraud in the delivery system. The DBT scheme was introduced as an initiative on 1st January 2013 by the government of India as a way to reform the government delivery system.
Central Plan Scheme Monitoring System (CPSMS), earlier known as the Public Financial Management System (PFMS), of the Office of Controller General of Accounts, was chosen to act as the common platform for routing the Direct Benefit Transfer to the beneficiaries.
There are various components on which the DBT works. Primary components in the implementation of DBT agricultural schemes contains the Beneficiary Account Validation System, a robust payment and reconciliation platform integrated with the Reserve Bank of India (RBI), National Payments Corporation of India (NPCI), Public & Private Sector Banks, RRBs and Co-operative Banks. There are 310 Schemes from 53 Ministries under the DBT agriculture scheme. Some important schemes include Pradhan Mantri Fasal Bima Yojana, National Food Security Mission, Pradhan Mantri Krishi Sinchai Yojana, PM KISAN, Atal Pension Yojana, National AYUSH Mission, etc. IN the DBT scheme, Aadhaar is not mandatory as Aadhaar gives a unique identity and is useful in targeting the intended beneficiaries, Aadhaar is preferred and beneficiaries are encouraged to have Aadhaar in the process.
The goal behind the Direct Benefit Transfer program of the Indian government is to bring transparency and terminate pilferage or leakage from the distribution of funds sponsored by the Central Government of India. In the DBT scheme, benefits or subsidies will be directly transferred to citizens' bank accounts living below the poverty line.
In this process, the Central Plan Scheme Monitoring System (CPSMS), which is now known as the Public Financial Management System (PFMS), is implemented by the Office of Controller General of Accounts (Ministry of Finance) for the DBT scheme. It acts as the common platform for routing DBT ( Direct benefit transfer). CPSMS/PFMS works by preparing the list of beneficiaries, digitally signing the same and processing payments in the bank accounts of the beneficiary using the Aadhaar Payment Bridge of NPCI.
Further, It is Enabled by the Jan Dhan, Aadhaar, and Mobile ( known as JAM) trio set up by the government. Additionally, it uses core banking and electronic funds transfer services like National Electronic Funds Transfer (NEFT).
To get the utmost benefit from the government-initiated DBT agriculture scheme, farmers are required to provide little information and complete a few procedures. Enrolment in the DBT scheme requires that the intended beneficiary has a bank account and an Aadhaar. After that, the person is required to get the bank account linked to the Aadhar, and then finally linked with the scheme that is to be availed to them. Furthermore, The next process involves the submission of a number of documents, significant travel time for some, and hesitations due to various social reasons and communication issues.
There are two types of benefit transfers included in the scheme, which is cash transfer and in-kind incentives. These are listed below-
Cash Transfer - The subsidy prices for the farmers are given directly in the form of cash. The individual beneficiaries get cash subsidy from the government, the numerous ways through which farmers get subsidy allowance, it can be straight in hand or from state treasury to beneficiary’s account or from the government appointed implementation body or the recipient collects it directly from the federal or state government.
In- kind incentives - This is another way of providing benefits to the farmers. The government provides subsidies to the beneficiaries through recognised central agencies. Sometimes the government bears the expense of purchasing a product that can be publicly distributed and supplying them to the recipient that they have selected. THe beneficiaries then get these products at a small or very less price.
Other ways of transferring subsidies are in the form of grants, benefits and more given like non-governmental organizations. These payments are given in order to keep farmer’s rights preserved and freezed up for them with no chances of fraud or decieve.
Expandes the Coverage of Services: This approach endeavoured to open bank accounts for all households, expanded and encouraged to have Aadhaar to all and scaled up the coverage of banking and telecom services.
Instant and Easy Money Transfer: This helped by forming the Aadhaar Payment Bridge to enable instant money transfers from the government to citizens' or beneficiary’s bank accounts. This approach also allowed all rural and urban people to be uniquely linked under different government schemes for receiving subsidies directly into their bank accounts and also help them transfer money easily.
Financial Assistance: In rural areas, the DBT scheme has enabled the Indian government to provide financial assistance transparently to farmers with lower transaction costs; whether it is for fertilisers or any of the other schemes.
Apply for DBT with a valid Aadhar card in hand. The most important user identification is the Aadhar card in today’s world. For the agricultural department Aadhar card number is the most important thing, in case if the Aadhar card number is not available one can easily go to the nearest Aadhar card center for enrollment. Farmers can get the information about their nearest Aadhar centre from governmental portal.
Voter card is the next big thing that is required for registration of DBT agriculture. Without a voter card it is not easy to register and get subsidies for the schemes and policies. The importance of having a user identification is to the extent that DBT benefit is not easy to avail without it.
Bank Details - The next big thing without which subsidy wouldn’t be transacted to the farmers is the bank account detail of farmers. There should be accuracy in registering the bank name, account number and IFSc code or any other detail required. The hindrance of transacting the subsidy will totally get eliminated
|Agri Clinics and Agri Business Centres Scheme (ACABC) -||CASH/KIND|
|Integrated Scheme on Agriculture Cooperation (AGRICOOP)||KIND|
|Agriculture Technology Management Agency - Extension Functionaries (ATMA-EF)||CASH/KIND|
|Agriculture Technology Management Agency - Farmers (ATMA-F)||CASH/KIND|
|Krishi Unnaiti Yojna(KUY)-MOVCDNER (KUY)||CASH/KIND|
|Sub Mission on Agriculture Mechanization (M&T)||CASH/KIND|
|Mission for Integrated Development of Horticulture (MIDH)||CASH|
|National Food Security Mission (NFSM)||CASH/KIND|
|National Mission on Sustainable Agriculture-Rainfed Area Development (NMSA-RAD)||CASH/KIND|
|Pradhan Mantri Fasal Bima Yojana (PMFBY)||KIND|
|Pradhan Mantri Krishi Sinchai Yojana (PMKSY)||CASH|
|Sub Mission on Seeds and Planting Material (SEEDS)||CASH/KIND|
|Pradhan Mantri Kisan Samman Nidhi (PMKISAN)||CASH/KIND|
There are many more such agricultural schemes and policies that you might take a note of by visiting DBT portal directly. Tractor Gyan too provides all the requisite information and knowledge about the DBT agriculture schemes and process. Keep visiting Tractor Gyan to know everything in detail about it.
DBT agriculture has facilitated better ways for a farmer to exercise their right to the subsidy. The amount they receive and the funds they get through the transaction is easily processed and accounted for under government laws which minimizes the risk of getting any hindrance in it. To preserve the rights and power of farmers the Central and the State government has figured out the best way to provide a farmer with a deserving subsidy. DBT agriculture is the modest and the most lucrative form of producing the best subsidy allowance for the farmers. The idea is not to get much into it.
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