Recommended Tractor Insurance is: Tractor Third-Party Insurance: It covers any third-party claim that generates legal obligations on the tractor owner. It covers bodily injuries or death as well as damages to the insured vehicle caused to a third party. It also offers the tractor owner-driver personal accident coverage. Comprehensive Tractor Insurance: This insurance guarantees protection from both own damage and outside sources. It covers the insured tractor against losses or damages resulting from accidents, theft, fire, natural disasters, etc., providing full protection. For the tractor owner or driver, it also comprises personal accident coverage and third-party liability coverage.