Know about DBT agriculture Bihar | Registration, Scheme & Benefits

29 Apr, 2022

We have often come across many government plans and policies which are introduced for the welfare of the country. Similarly, the government of India is working and aiming high to make India a poverty-free country by introducing various schemes and acts for the deserving and needy ones,

What is DBT direct benefit transfer?

DBT Direct Benefit transfer is an anti-poverty scheme launched by the government of India in the year 2013. DBT is a way to alter the method of transferring the benefits or subsidies as under DBT the subsidies are directly transferred to their respective bank accounts.

How did Direct Benefit Transfer DBT come into account or be introduced?

On January 1, 2013, the program was started in a few Indian cities. It began in 20 areas, initially covering scholarships and social security benefits.

On January 6, 2013, the scheme was inaugurated in Gollaprolu, East Godavari district, by Jairam Ramesh, former Union Minister for Rural Development, and N. Kiran Kumar Reddy, former Chief Minister of Andhra Pradesh. The government has chosen to conduct a periodical review of the progress.

The first review was supposed to take place on January 15, 2013. The initiative would be pushed out over 11 more districts by 1 February and 12 more districts by 1 March 2013, according to P. Chidambaram, India's former Union Minister of Finance. The government decided in April 2013 to expand the DBT system to 78 more districts across the country starting July 1, 2013.

After a review meeting, by then-Prime Minister Dr. Manmohan Singh made the decision. Six districts each from Uttar Pradesh and Himachal Pradesh, three from Bihar and Tamil Nadu, two from West Bengal, and four each from Odisha and Gujarat would make up the 78 new districts.

What is the structure or Formation of DBT?

The primary goal of the Direct benefit transfer program is to bring out transparency and pilferage that is avoiding the stealing of little items from the distribution of funds introduced by the Government of India.

Benefits or subsidies are immediately transferred to citizens living under the poverty line.

The Office of Controller General of Accounts is implementing the Central Plan Scheme Monitoring System (CPSMS), which serves as a common platform for DBT routing. The Aadhaar Payment Bridge may be used to prepare the beneficiary list, digitally sign it, and execute payments into the recipient's bank accounts via the CPSMS.

Starting November 15, 2014, a modified version of the DBTL plan was implemented in 54 districts across 11 states, including all of Kerala, allowing LPG consumers who had not previously benefited to receive a cash subsidy amount to purchase Liquefied Petroleum Gas (LPG) cylinders at market pricing.

By the end of May 2016, DBT had been applied to 74 schemes across 17 ministries in the federal government. In December 2017, DBT was deployed in 400 schemes across 46 ministries.

Aim Of Direct Benefit Transfer.

The Government of India's Direct Benefit Transfer (DBT) program aims to transfer payments directly into end beneficiaries' Aadhaar-linked bank accounts, eliminating any existing system flaws such as diversions and duplicate payments.

Direct Benefit Transfer Schemes.

There are 317 schemes under DBT. The list of some important schemes under direct benefit transfer that remain in the news or are important for the civil services examination is given below:

1. Pradhan Mantri Fasal Bima Yojana

2. National Food Security Mission

3. National Mission for Sustained Agriculture – NMSA-Rainfed Area Development

4. Pradhan Mantri Krishi Sinchai Yojana

5. PM KISAN

6. National Livestock Mission

7. Swachh Bharat Mission Gramin

8. Atal Pension Yojana

9. Pradhan Mantri Vaya Vandana Yojana

10. Pradhan Mantri Matsya Sampada Yojana

11. Ayushman Bharat – Pradhan Mantri Jan Arogya Yojana (AB-PMJAY)

12. Pradhan Mantri Bhartiya Jan Aushadhi Pariyojana (PMBJP)

13. Deen Dayal Upadhyay Grameen Kaushalya Yojna

14. DAY-NRLM

15. Khelo India

16. National AYUSH Mission – Medicines under AYUSH Services

17. Green India Mission National Afforestation Programme

18. Pradhan Mantri Shram Yogi Maan-Dhan (PM-SYM)

Process Of Direct Benefit Transfer.

1. Beneficiary Account Validation.

These systems are workflow-based systems for social sector Central Sector, Centrally Sponsored, and State-linked schemes, and include functionalities such as beneficiary application for a scheme with bank account/Aadhaar details, scheme owner examination for beneficiary eligibility under scheme guidelines, initiate verification of bank account/Aadhaar, initiate payment through Fund Transfer Order, and other MIS related functions, among others.

MNREGA, PM-AWAS, PM-KISAN, DBT-PAHAL, and other systems are examples. While many of the initiatives have Aadhaar-linked payments, cases are still processed with bank account numbers if Aadhaar is not accessible.

2. Payment and Reconciliation.

The Scheme IT systems commence payment after selecting valid beneficiaries by sending payment instructions to PFMS, which are then routed to banks after mandatory beneficiary confirmation.

With NPCI, PFMS has evolved into a powerful payment and reconciliation platform that is integrated with 500+ banks for verification of beneficiary bank accounts and Aadhaar seeding of beneficiary bank accounts.

This pre-validation of the beneficiary account/Aadhaar linked bank significantly reduced payment failures as well as the time it took for the money to reach the recipient.

Banks play a vital part in the DBT process flow. As all account-based payments go through basic banking channels, processing efficiency at this step, together with the flow of reverse MIS, gave the DBT program the boost it needed.

3. Aadhaar Payment Bridge (APB)

One of the unique payment systems adopted by NPCI is the Aadhaar Payment Bridge (APB) System, which employs the Aadhaar number as a central key for electronically channeling government payments and subsidies into the intended recipients' Aadhaar Enabled Bank Accounts (AEBA). The National Payments Corporation of India (NPCI) develops an Aadhaar mapper to make money transfers easier. This mapper serves as the backbone of the Aadhaar Payments Bridge (APB), storing information on the banks that have been seeded with the Aadhaar number and allowing NPCI to route payments to the destination bank and provide credit to the DBT recipient.

Farmers' information and details can be collected using this portal, allowing them to take advantage of state and federal government initiatives. Money is delivered straight to the farmer's account, and all agricultural plans are registered because of this.

Furthermore, only after enrolling here can you take advantage of any government program. It also provides you with all the information you need about the state and federal government's farm-related programs.

Roles For Operating Processes For DBT

There are different kinds of processes to be followed in operating the processes of DBT such as:
Registration in Public Financial Management System.
Steps that must be followed.
The database of the beneficiary is created.
All the details of the beneficiary must be accurate and checked.